Terms of Use
These terms govern your use of RentBuyPlanner. They are a starting template and should be reviewed and adapted with qualified legal counsel before you rely on them.
Last updated
Acceptance of terms
By accessing or using RentBuyPlanner (the "site"), available at rentbuyplanner.com, you agree to be bound by these Terms of Use and by any policies referenced here, including our privacy policy, disclaimer, and editorial policy. If you do not agree with any part of these terms, please do not use the site. We may update these terms from time to time, and your continued use after a change takes effect means you accept the revised version.
No financial advice
RentBuyPlanner provides educational tools and general information only. The calculators, guides, and other content are designed to help you understand the trade-offs between renting and buying a home. They are not financial, investment, tax, legal, or real-estate advice, and they are not a recommendation to buy, rent, borrow, or invest.
Every result you see depends on the assumptions you enter, such as the price, rent, interest rate, and growth rates. Our rent vs buy calculator and related tools report estimates and an illustrative break-even horizon based on those inputs; you can read exactly how they work on our methodology page. Nothing on the site is a live quote, an offer of credit, a pre-approval, or a prediction of future outcomes. Before making any decision, consult a licensed professional who can consider your full situation.
Accuracy and assumptions
We strive to keep our methodology sound, our content current, and our calculations correct. Even so, we make no warranty, express or implied, that the site, its tools, or its content are accurate, complete, error-free, or suitable for any particular purpose. Numbers shown by the calculators are estimates derived from the assumptions you provide and from default values we document for illustration.
Illustrative figures used in our guides, such as an example $400,000 home price or a 6% interest rate, are examples only. They are not live market quotes, offers, or forecasts, and real-world rates, prices, taxes, and costs vary by lender, locality, and time. You are responsible for verifying any figure that matters to your decision with the relevant provider or professional.
Acceptable use
You agree to use the site lawfully and responsibly. In particular, you agree not to:
- Use the site in any way that violates applicable law or regulation.
- Attempt to gain unauthorized access to the site, its servers, or any connected systems, or to interfere with their normal operation.
- Scrape, harvest, or systematically extract content at a scale that burdens our infrastructure, or use automated means to overload the site.
- Reproduce, resell, or redistribute our content or tools for commercial purposes without our prior written permission.
- Introduce malware, attempt to circumvent security measures, or misrepresent your identity or affiliation.
We may suspend or restrict access if we reasonably believe your use breaches these terms or harms the site or other users.
Intellectual property
Unless otherwise noted, the content, design, text, graphics, calculators, and underlying code on the site are owned by RentBuyPlanner or licensed to us, and are protected by intellectual-property laws. We grant you a limited, personal, non-exclusive, non-transferable license to access and use the site for your own informational purposes.
You may share links to our pages and quote short excerpts with clear attribution. You may not copy, modify, distribute, or create derivative works from our content or tools for commercial use without our written consent. All trademarks and brand elements remain the property of their respective owners.
Third-party links and ads
The site may contain links to third-party websites and may display advertising. Advertising is served by Google, and we use measurement tools such as Google Analytics. For users in the EEA and the UK, a consent layer governs how these services run, as described in our privacy policy.
We do not control, endorse, or assume responsibility for the content, products, privacy practices, or accuracy of any third-party site or advertiser. Following a link or interacting with an ad is at your own risk, and any dealings you have with a third party are solely between you and that party.
Limitation of liability
To the fullest extent permitted by law, RentBuyPlanner and its operator, contributors, and authors will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, savings, data, or goodwill, arising out of or related to your use of, or inability to use, the site or its tools, even if we have been advised of the possibility of such damages.
The site and its content are provided on an "as is" and "as available" basis without warranties of any kind. Because your decisions and outcomes depend on your own inputs and circumstances, you assume full responsibility for how you use any information or result obtained from the site. Some jurisdictions do not allow certain limitations, so portions of this section may not apply to you.
Indemnification
You agree to indemnify and hold harmless RentBuyPlanner, its operator, and its contributors from any claims, losses, liabilities, and reasonable expenses, including legal fees, arising from your misuse of the site or your breach of these terms.
Changes to these terms
We may revise these terms at any time to reflect changes in our services, our practices, or the law. When we make a material change, we will update the "Last updated" date at the top of this page. We encourage you to review these terms periodically. Your continued use of the site after an update constitutes acceptance of the revised terms.
Governing law
These terms are intended to be governed by the laws of the jurisdiction in which the operator is established, without regard to conflict-of-law principles. The specific governing law and the venue for resolving disputes are to be specified by the operator and confirmed with legal counsel before publication.
Contact
If you have questions about these terms, please reach us at hello@rentbuyplanner.com or through our contact page. You can learn more about who we are on the about page and about our standards on the editorial policy page.